skimming

Consumer Protection- ATM Skimmers & Skimming Devices

Do you use your credit/debit card at public machines like ATMs or Gas Stations? There is a nation-wide scam taking place that targets everyday people innocently using their cards.  Scammers have gotten tricky with how they can grab important information from you while you use these machines.  A skimmer (a plastic device that sits over a card scanner or card reader) can be used to mimic a card reader and grab your personal card info.  Small cameras strategically aimed at an ATM keypad can record your pin as you enter it, allowing the scammer to duplicate your pin and bank account info to make fraudulent withdrawals. 

The below tips can help you avoid getting taken advantage of:

  • Always cover the keypad with your free hand while entering your PIN.
  • Briefly feel under an ATM machine for a small box.  Sometimes skimmers have corresponding transponders placed under the ATM.
  • Make sure the card insert slot or card scanner is completely attached to the machine- do the twist and pull test!
  • Check bank accounts & credit cards every couple of days to monitor activity.
  •  Only frequent ATM’s you are familiar with and feel comfortable using.

Protect yourself-Learn more by watching this short video:

https://www.youtube.com/watch?v=dX9Z0nOaoPs